Required MRR
See what you actually take home from your MRR after platform fees, business costs, and tax. Or find the MRR you need for a target income.
€
2,500 paying customers
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EUR
%
Stripe Fees €1,000
Standard (1.5%)
€375
Transaction fees (EUR 0.25/txn)
€625
VAT (Value Added Tax) €4,167
VAT collected at 20% Revenue exceeds £37,500 threshold. Prices assumed VAT-inclusive.
€4,167
Business Expenses (Monthly) €45
Email Platform
€30
Domain & SSL
€15
Simplified sole proprietor regime with flat-rate social contributions on turnover. Available up to €77,700 annual turnover for services. Simplest structure for freelancers and small SaaS founders.
Taxes & National Insurance €11,834
Impôt sur le Revenu (Income Tax) Progressive income tax brackets (2024). France applies a 10% standard deduction from gross to get taxable income, which is not modeled here—effective tax may be slightly overstated. Bracket values are pre-adjusted (max - allowance) to work with the engine's allowance system.
€6,966
Cotisations Sociales (Social Contributions) Flat social contribution rate for micro-entrepreneur providing services (BNC category, 2025 rate). Covers health, retirement, family allowances, CSG/CRDS. Applied to gross turnover in reality; since micro-entrepreneurs have no deductible expenses, profit ≈ turnover.
€4,868
Optimization:
Consider a Merchant of Record for VAT
Your revenue exceeds the VAT threshold. A Merchant of Record like Paddle handles VAT collection and remittance, simplifying compliance.
Fees 4% Expenses Tax 64% Take-Home 32%
Net Take-Home €7,955 /mo €95,455 /yr