Required MRR
See what you actually take home from your MRR after platform fees, business costs, and tax. Or find the MRR you need for a target income.
€
5,000 paying customers
▾
▾
EUR
%
Stripe Fees €2,000
Standard (1.5%)
€750
Transaction fees (EUR 0.25/txn)
€1,250
VAT (Value Added Tax) €8,333
VAT collected at 20% Revenue exceeds £37,500 threshold. Prices assumed VAT-inclusive.
€8,333
Business Expenses (Monthly) €45
Email Platform
€30
Domain & SSL
€15
Simplified sole proprietor regime with flat-rate social contributions on turnover. Available up to €77,700 annual turnover for services. Simplest structure for freelancers and small SaaS founders.
Taxes & National Insurance €25,638
Impôt sur le Revenu (Income Tax) Progressive income tax brackets (2024). France applies a 10% standard deduction from gross to get taxable income, which is not modeled here—effective tax may be slightly overstated. Bracket values are pre-adjusted (max - allowance) to work with the engine's allowance system.
€15,891
Cotisations Sociales (Social Contributions) Flat social contribution rate for micro-entrepreneur providing services (BNC category, 2025 rate). Covers health, retirement, family allowances, CSG/CRDS. Applied to gross turnover in reality; since micro-entrepreneurs have no deductible expenses, profit ≈ turnover.
€9,747
Optimization:
Consider a Merchant of Record for VAT
Your revenue exceeds the VAT threshold. A Merchant of Record like Paddle handles VAT collection and remittance, simplifying compliance.
Fees 4% Expenses Tax 68% Take-Home 28%
Net Take-Home €13,984 /mo €167,807 /yr