Required MRR
Enter your target take-home and find the MRR you actually need to hit it. Or see what you take home from a given MRR.
€
500 paying customers
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EUR
%
Apple App Store Fees €8,101
Small Business Program (under $1M) (15%)
€8,101
Business Expenses (Monthly) €58
Server Hosting
€50
Apple Developer Account
€8.25
Self-employed individual or freelancer. All business income flows through to personal income tax. Freiberufler (liberal professions) are exempt from trade tax.
Taxes & National Insurance €20,846
Einkommensteuer (Income Tax) Approximate bracket steps for Germany's continuous progressive formula (§32a EStG). Actual German tax uses a smooth quadratic curve between 14% and 42%. Grundfreibetrag of €12,096 modeled as allowance.
€18,621
Solidaritätszuschlag (Solidarity Surcharge) 5.5% surcharge on income tax. Approximately 90% of taxpayers pay no Soli due to exemption threshold (~€18,130 income tax ≈ ~€68,000 taxable income). Modeled as ~3% flat on profit above threshold as simplified approximation.
€1,205
Kranken- & Pflegeversicherung (Health & Care Insurance) Combined statutory health insurance (15.7% incl. average Zusatzbeitrag) + long-term care insurance (4.0% childless rate). Self-employed pay the full rate. Capped at Beitragsbemessungsgrenze of €62,100/year (max ~€12,234/year). Minimum income floor of ~€14,140/year applies but is not modeled.
€1,019
Fees 15% Expenses Tax 39% Take-Home 46%
Required MRR €54,004 /mo
Net Take-Home €24,999 /mo €299,994 /yr