Required MRR
Enter your target take-home and find the MRR you actually need to hit it. Or see what you take home from a given MRR.
€
10 paying customers
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EUR
%
Stripe Fees €26
Standard (1.5%)
€26
Transaction fees (EUR 0.25/txn)
€0.22
Business Expenses (Monthly) €325
Accounting Software
€25
Coworking Space
€300
Simplified sole proprietor regime with flat-rate social contributions on turnover. Available up to €77,700 annual turnover for services. Simplest structure for freelancers and small SaaS founders.
Taxes & National Insurance €389
Impôt sur le Revenu (Income Tax) Progressive income tax brackets (2024). France applies a 10% standard deduction from gross to get taxable income, which is not modeled here—effective tax may be slightly overstated. Bracket values are pre-adjusted (max - allowance) to work with the engine's allowance system.
€47
Cotisations Sociales (Social Contributions) Flat social contribution rate for micro-entrepreneur providing services (BNC category, 2025 rate). Covers health, retirement, family allowances, CSG/CRDS. Applied to gross turnover in reality; since micro-entrepreneurs have no deductible expenses, profit ≈ turnover.
€342
Fees 2% Expenses 19% Tax 22% Take-Home 57%
Required MRR €1,740 /mo
Net Take-Home €1,000 /mo €11,998 /yr