Required MRR
Enter your target take-home and find the MRR you actually need to hit it. Or see what you take home from a given MRR.
€
600 paying customers
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EUR
%
Stripe Fees €1,339
Standard (1.5%)
€502
Transaction fees (EUR 0.25/txn)
€837
VAT (Value Added Tax) €5,580
VAT collected at 20% Revenue exceeds £37,500 threshold. Prices assumed VAT-inclusive.
€5,580
Business Expenses (Monthly) €45
Email Platform
€30
Domain & SSL
€15
Simplified sole proprietor regime with flat-rate social contributions on turnover. Available up to €77,700 annual turnover for services. Simplest structure for freelancers and small SaaS founders.
Taxes & National Insurance €16,517
Impôt sur le Revenu (Income Tax) Progressive income tax brackets (2024). France applies a 10% standard deduction from gross to get taxable income, which is not modeled here—effective tax may be slightly overstated. Bracket values are pre-adjusted (max - allowance) to work with the engine's allowance system.
€9,994
Cotisations Sociales (Social Contributions) Flat social contribution rate for micro-entrepreneur providing services (BNC category, 2025 rate). Covers health, retirement, family allowances, CSG/CRDS. Applied to gross turnover in reality; since micro-entrepreneurs have no deductible expenses, profit ≈ turnover.
€6,523
Optimization:
Consider a Merchant of Record for VAT
Your revenue exceeds the VAT threshold. A Merchant of Record like Paddle handles VAT collection and remittance, simplifying compliance.
Fees 4% Expenses Tax 66% Take-Home 30%
Required MRR €33,481 /mo
Net Take-Home €10,000 /mo €120,001 /yr