Required MRR
Enter your target take-home and find the MRR you actually need to hit it. Or see what you take home from a given MRR.
€
600 paying customers
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EUR
%
Stripe Fees €950
Standard (1.5%)
€356
Transaction fees (EUR 0.25/txn)
€594
VAT (Value Added Tax) €4,121
VAT collected at 21% Revenue exceeds £20,000 threshold. Prices assumed VAT-inclusive.
€4,121
Business Expenses (Monthly) €45
Email Platform
€30
Domain & SSL
€15
Self-employed sole proprietorship. Taxed under Box 1 income tax with access to zelfstandigenaftrek (€2,470) and MKB profit exemption (12.7%). Must meet 1,225-hour requirement for deductions.
Taxes & National Insurance €8,630
Inkomstenbelasting (Box 1 Income Tax) 2025 Box 1 brackets. Zelfstandigenaftrek (€2,470) modeled as allowance. MKB-winstvrijstelling (12.7% profit exemption) and general/labour tax credits (up to €3,068 + €5,599) are NOT modeled—effective tax will be overstated. The actual effective rate is significantly lower due to these credits.
€8,297
ZVW (Health Insurance Contribution) Zorgverzekeringswet (ZVW) contribution: 5.26% on income up to €75,864 (2025). Self-employed pay this directly. Maximum contribution ~€3,990/year.
€333
Optimization:
Consider a Merchant of Record for VAT
Your revenue exceeds the VAT threshold. A Merchant of Record like Paddle handles VAT collection and remittance, simplifying compliance.
Fees 4% Expenses Tax 54% Take-Home 42%
Required MRR €23,745 /mo
Net Take-Home €10,000 /mo €119,997 /yr