Required MRR
Enter your target take-home and find the MRR you actually need to hit it. Or see what you take home from a given MRR.
€
500 paying customers
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EUR
%
Apple App Store Fees €96,880
Small Business Program (under $1M) (15%)
€12,500
Standard (over $1M) (30%)
€84,380
Business Expenses (Monthly) €58
Server Hosting
€50
Apple Developer Account
€8.25
Empresário em Nome Individual — sole trader. Under the simplified regime (turnover ≤ €200,000), only 75% of services income is taxable (25% presumed expenses). First 12 months exempt from social security.
Taxes & National Insurance €167,662
IRS (Income Tax) IRS progressive brackets (2025). Portugal uses a 'deductible amount' (parcela a abater) system which produces the same result as marginal brackets. Under the simplified regime, only 75% of services income is taxable—apply a 0.75 coefficient to profit before these brackets for accurate results. This coefficient is NOT built into the rates. Solidarity surcharge: 2.5% on €80k–€250k, 5% above €250k (not modeled).
€127,566
Segurança Social (Social Security) Self-employed pay 21.4% on 'relevant income' (70% of gross for services). Effective rate on gross income: 21.4% × 70% = 14.98%. Calculated quarterly based on prior quarter's income. First 12 months of activity exempt. Minimum contribution €20/month.
€40,096
Fees 27% Expenses Tax 46% Take-Home 27%
Required MRR €364,600 /mo
Net Take-Home €100,000 /mo €1,199,999 /yr