Required MRR
See what you actually take home from your MRR after platform fees, business costs, and tax. Or find the MRR you need for a target income.
€
34 paying customers
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EUR
%
Stripe Fees €24
Standard (1.5%)
€15
Transaction fees (EUR 0.25/txn)
€8.62
Business Expenses (Monthly) €65
Server Hosting
€50
Domain & SSL
€15
Empresário em Nome Individual — sole trader. Under the simplified regime (turnover ≤ €200,000), only 75% of services income is taxable (25% presumed expenses). First 12 months exempt from social security.
Taxes & National Insurance €259
IRS (Income Tax) IRS progressive brackets (2025). Portugal uses a 'deductible amount' (parcela a abater) system which produces the same result as marginal brackets. Under the simplified regime, only 75% of services income is taxable—apply a 0.75 coefficient to profit before these brackets for accurate results. This coefficient is NOT built into the rates. Solidarity surcharge: 2.5% on €80k–€250k, 5% above €250k (not modeled).
€122
Segurança Social (Social Security) Self-employed pay 21.4% on 'relevant income' (70% of gross for services). Effective rate on gross income: 21.4% × 70% = 14.98%. Calculated quarterly based on prior quarter's income. First 12 months of activity exempt. Minimum contribution €20/month.
€137
Fees 2% Expenses 7% Tax 26% Take-Home 65%
Net Take-Home €653 /mo €7,830 /yr