Required MRR
See what you actually take home from your MRR after platform fees, business costs, and tax. Or find the MRR you need for a target income.
£
3,448 paying customers
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▾
GBP
%
Stripe Fees £2,190
Standard (1.5%)
£1,500
Transaction fees (GBP 0.2/txn)
£690
VAT (Value Added Tax) £16,667
VAT collected at 20% Revenue exceeds £90,000 threshold. Prices assumed VAT-inclusive.
£16,667
Business Expenses (Monthly) £65
Server Hosting
£50
Domain & SSL
£15
Separate legal entity with limited liability. More tax-efficient at higher profits through salary/dividend split.
Taxes & National Insurance £42,241
Employer National Insurance £10,500 Employment Allowance reduces the liability. Secondary threshold lowered to £5,000 from April 2025.
£0
Corporation Tax Marginal relief applies between £50,000 and £250,000
£20,008
Director Salary Income Tax
£0
Employee National Insurance
£0
Dividend Tax Dividend bands are shared with income tax bands. Salary income uses up part of the basic rate band before dividends are taxed.
£22,233
Optimization:
Consider a Merchant of Record for VAT
Your revenue exceeds the VAT threshold. A Merchant of Record like Paddle handles VAT collection and remittance, simplifying compliance.
Fees 2% Expenses Tax 59% Take-Home 39%
Net Take-Home £38,837 /mo £466,050 /yr